Before you agree to a package, ask for itemized prices. The FTC Funeral Rule gives consumers important rights to select goods and services separately and to receive price information. State and cemetery requirements can still vary.
Free planning tool
Plan the funeral around a real spending limit.
Enter the amount available and the quotes or choices you are considering. The planner shows what is committed, what is still unallocated, and where optional costs are accumulating.
Planning estimate. Use the result as a starting point, then adjust for your guests, contracts, local rules, dietary needs, current prices and the people actually involved.
Funeral budget planner
Use actual quotes where you have them. Your entries stay in this browser.
| Category | Your amount | Why it matters |
|---|---|---|
| Funeral provider basic services | Ask for the General Price List and itemized quote. | |
| Transfer / care / preparation | May include transfer, refrigeration, preparation or embalming choices. | |
| Casket, urn or container | Compare options before deciding. Outside purchases are allowed under the FTC Funeral Rule. | |
| Cemetery / crematory | May be billed separately from the funeral home. | |
| Service / venue / officiant | Include church, hall, celebrant or musician costs if any. | |
| Flowers / printing / obituary | These are often easy to simplify or do with family help. | |
| Reception / meal | Use the free meal planner to estimate a self-managed gathering. | |
| Death certificates / permits / notices | Ask which third-party fees are included in the quote. | |
| Travel / clothing / other family costs | Real family costs belong in the plan too. |
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